Private personal finance app for India · In development
And it stays yours.
RupeeRadar brings your bank accounts, credit cards, UPI apps, wallets and loans together, using the SMS and statements you already get, so you can see exactly what you own, what you owe and what’s due next. Your data stays under your control, and we don’t make sales calls.
Smart Finance, Better Tomorrow
Due before salary 3 payments
Your bank statements say more about you than almost anything else: what you earn, where you spend, who you pay and what you owe. Too often that information ends up with lenders, insurers and marketers, and comes back to you as loan offers and sales calls you didn’t ask for. We think it should be the other way round. Your data belongs to you, and you decide what happens to it.
AI can suggest, but only you can move your money.
These promises will be written into our privacy policy before launch.
India now makes more than 800 million UPI payments a day, through over 700 banks. Each one adds another line to a record that’s scattered across your bank apps, your SMS inbox and your statements.
Sources: NPCI, Reserve Bank of India.
Your salary comes into one bank, while rent, SIPs and EMIs go out of others. Each credit card has its own bill and its own due date. Every UPI app keeps its own history, and the refund you’re waiting for, or the money a friend owes you, is something you simply have to remember. Your bank shows you its part of the story. Nobody shows you all of it.
They’re simple questions, but answering them usually means a weekend with a spreadsheet.
Bank apps only show their own bank.
Expense trackers read your SMS and guess the rest.
Spreadsheets are right for a week, then fall behind.
And the apps that do see everything often make their money from it.
Net worth · Today
₹6,65,000
Own ₹8,45,000 Owe ₹1,80,000
The records behind your total
RupeeRadar reads the statements and SMS you choose to share and builds a single record from them, counting every rupee exactly once. Your balances come from your own records, any total opens up to show the payments behind it, and when something is missing it tells you, instead of filling the gap with a guess.
Bring in statements and SMS from every bank, card and wallet you use. If the same payment shows up twice, RupeeRadar counts it once.
Transaction SMS₹2,450.00 debitedA/c XX1234 · 14 Nov, 10:42
Statement line14/11 UPI PAYMENT 2,450.00 DrA/c XX1234
Your net worth, your spending, what you owe and what you’re owed, exact to the paisa, with every figure showing where it came from.
Net worth · Today
₹6,65,000
Own ₹8,45,000 Owe ₹1,80,000
The records behind your total
See what’s due before your next salary. Soon, you’ll be able to ask questions in plain language and get answers from your own records.
Due before salary
Next salary: 2 Dec
Questions: coming
What’s due before my next salary?
₹47,600 across 3 payments.Sources: sample EMI, card bill and renewal records.
Every bank account, card, wallet and loan in one view, with balances taken from your own records.
Net worth · Today
₹6,65,000
Own ₹8,45,000 Owe ₹1,80,000
The records behind your total
Built for Indian banks and statements: lakhs and crores, every payment counted once, and nothing guessed.
One payment. Two records.
Open any total to see the exact payments behind it.
What you owe
₹1,80,000
Fix a category once and RupeeRadar remembers it next time.
A category you corrected
Rule remembered for the next import.
Refunds, reimbursements and money friends owe you, tracked until they arrive.
Refund awaited
Awaiting credit to your card.
Ask in plain language. Every answer shows the records it came from. It can suggest, but only you can move your money.
Coming
Has that refund come back yet?
One refund is awaited: ₹1,299.
Source: sample refund note, 16 Nov
Every Indian household knowing exactly where its money stands, without giving up its privacy to find out.
To bring all of a family’s money into one clear, private picture, and to help them make good decisions with it.
India has built the world’s largest real-time payments system, but not a private way for people to understand their own money. Many money apps today are free because they earn from their users’ data, often in ways those users never clearly agreed to. RupeeRadar takes a different approach: exact, explainable and private by design, with every user in charge of their own data. We’re in development and building independently in India, and we’d love to talk to incubators, mentors and early partners who believe privacy can be the product.
Every payment in India now leaves a digital trail in SMS, statements and apps, so the information needed to understand a household’s money finally exists. What’s been missing is a way to bring it together that people can trust.
IMF, “Growing Retail Digital Payments: The Value of Interoperability” (June 2025)
You, and anyone you choose to share it with. No other company gets it unless you say yes, and you can take that permission back at any time.
No. We don’t call or message you to sell loans, credit cards or insurance.
No. RupeeRadar doesn’t ask for your password, UPI PIN or OTP. You share only the statements and SMS you choose, and you can delete them whenever you like.
Not yet. It’s in development, and the figures on this page are examples.
Your bank app shows one bank. RupeeRadar shows all your banks, cards and loans together, and every figure shows the payments behind it.
No. It can explain and suggest, but every decision is yours, and only you can make a payment or an investment.
Write to support@rupeeradar.com. We read every message.